The Current Landscape
Intra-company money transfers are burdened with the same fees and inefficiencies as external transactions. When a company sends money to its own operations in another country, it faces the same risks, costs, and delays as if it were paying an external vendor.
While updates to legacy systems and current proposals for Central Bank Digital Currencies (CBDCs) have made strides in achieving real-time transaction traceability, they remain external solutions that are vulnerable to global financial shocks. These approaches are often one-size-fits-all, lacking the flexibility needed for customised intra-company applications, and they involve complex implementation, which can delay adoption and add hidden costs. Although they can reduce some expenses, the reduction is only marginal, and critical aspects of risk management—such as fine-tuned internal oversight and direct liquidity control without added risks from external shocks—are still missing. This leaves multinational companies seeking more robust, tailored, and resilient internal solutions to fully secure and optimie their cross-border transactions.
